This Philly Cheese Steak Meatloaf takes the traditional meatloaf to a whole new level with a gooey cheese stuffing and the savory flavors of green bell pepper, onions, and garlic.
Packed with shredded provolone or mozzarella cheese, this meatloaf is a comforting and hearty meal that’s perfect for family dinners or special occasions. The addition of Worcestershire sauce and Italian herbs enhances the flavor, making every bite rich and satisfying.
Why You’ll Love This Recipe
If you’re a fan of cheese steak sandwiches, this Philly Cheese Steak Meatloaf will quickly become a favorite!
The meatloaf is filled with cheese, onions, and bell peppers—just like the classic Philly cheese steak, but in a meatloaf form.
The result is a tender, juicy meatloaf with melty cheese inside, all topped with a crisp, golden exterior. Plus, it’s easy to prepare and bake, making it perfect for a delicious dinner without much fuss.
Ingredient Highlights
Ground Beef: The main base of the meatloaf, ground beef provides a rich, savory flavor and a great texture that holds everything together.
Cheese: Shredded provolone or mozzarella cheese is stuffed inside the meatloaf, creating a gooey, cheesy surprise in every bite.
Vegetables: Onions and green bell peppers are sautéed and mixed into the meatloaf for added flavor and texture.
Italian Seasonings: Oregano and basil give the meatloaf a classic Italian flavor that complements the cheese and beef perfectly.
Breadcrumbs: Breadcrumbs help bind the meatloaf together, ensuring it’s tender and easy to slice.
Pro Tips Before You Start
Don’t Overmix the Meatloaf: Be sure to mix the ingredients just until combined. Overmixing can result in a dense meatloaf.
Let the Meatloaf Rest: Allow the meatloaf to rest for about 10 minutes after baking. This helps the juices redistribute and keeps the cheese gooey inside.
Use Fresh Herbs: If you have fresh oregano and basil, feel free to substitute them for the dried version to add even more vibrant flavor to the meatloaf.
How to Make Philly Cheese Steak Meatloaf
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C) and lightly grease a loaf pan or line it with parchment paper for easy cleanup.
Step 2: Sauté the Vegetables
In a skillet over medium heat, sauté onions, green bell pepper, and garlic until softened, about 5 minutes. Let them cool slightly before adding them to the meat mixture.
Step 3: Mix the Meatloaf Base
In a large bowl, combine ground beef, breadcrumbs, eggs, milk, Worcestershire sauce, salt, pepper, oregano, and basil.
Add the sautéed vegetables and mix gently until just combined.
Step 4: Assemble the Loaf
Divide the meat mixture in half.
Press half of the mixture into the bottom of the prepared loaf pan.
Evenly spread the shredded cheese on top of the meat layer.
Top with the remaining meat mixture and gently press to seal the edges.
Step 5: Bake the Meatloaf
Bake the meatloaf uncovered for 1 hour, or until it reaches an internal temperature of 160°F (71°C).
Step 6: Rest and Serve
Let the meatloaf rest for about 10 minutes before slicing. This helps keep the cheese gooey inside and makes slicing easier.
Serve the meatloaf warm and enjoy!
Serving Ideas
For a complete meal, serve this Philly Cheese Steak Meatloaf alongside mashed potatoes or roasted vegetables, adding a hearty touch.
If you’re in the mood for something lighter, pair the meatloaf with a green salad or some steamed asparagus.
For an extra indulgent experience, serve with crusty bread to soak up the flavorful juices from the meatloaf.
Storage
Store any leftover Philly Cheese Steak Meatloaf in an airtight container in the refrigerator for up to 4 days.
Reheat in the oven at 350°F (175°C) for about 10 minutes to keep it moist.
You can also freeze individual slices for up to 3 months. To reheat, bake directly from frozen at 350°F (175°C) until heated through.
FAQs
Can I use ground turkey instead of ground beef?
Yes, you can use ground turkey for a leaner version of this meatloaf. It will have a slightly different flavor but will still work well.
Can I add other vegetables to the meatloaf?
Absolutely! You can add other vegetables like mushrooms, carrots, or zucchini. Just make sure to sauté them first so they don’t add too much moisture to the meatloaf.
Can I freeze this meatloaf before baking?
Yes, you can prepare the meatloaf and freeze it before baking. Just wrap it tightly in plastic wrap and aluminum foil, and freeze for up to 3 months. Bake from frozen, adding an extra 10-15 minutes to the cooking time.
Can I make the meatloaf without cheese?
Yes, you can omit the cheese if you prefer a lighter version, but the cheese adds a delicious richness and flavor that complements the beef and seasonings perfectly.
Final Thoughts
This Philly Cheese Steak Meatloaf is a fun and flavorful twist on the traditional meatloaf.
With the cheese-stuffed middle and Italian seasonings, it brings the best of both worlds—comforting meatloaf and the bold flavors of a Philly cheese steak. Perfect for any dinner, this recipe is sure to be a hit with family and friends.

Philly Cheese Steak Meatloaf
Ingredients
- 1 ½ lbs. ground beef
- 1 cup onion finely chopped
- 1 cup green bell pepper finely chopped
- 2 cloves garlic minced
- 1 cup shredded provolone or mozzarella cheese for stuffing
- ½ cup breadcrumbs
- 2 large eggs
- ¼ cup milk
- 2 tablespoons Worcestershire sauce
- 1 teaspoon salt
- ½ teaspoon black pepper
- 1 teaspoon dried oregano
- 1 teaspoon dried basil
Instructions
- Preheat oven to 350°F (175°C) and grease a loaf pan.
- Sauté onions, green peppers, and garlic until softened.
- Mix ground beef, breadcrumbs, eggs, milk, Worcestershire sauce, salt, pepper, oregano, and basil.
- Press half of the mixture into the pan, top with cheese, then cover with the remaining meat mixture.
- Bake for 1 hour at 350°F (175°C).
- Let rest for 10 minutes, slice, and serve!
Notes
- Cheese Options: Provolone, mozzarella, or a provolone-mozzarella blend work great.
- Make Ahead: You can assemble the meatloaf the night before and refrigerate. Bake the next day as directed.
- Add a Glaze: For extra flavor, brush the top with ketchup, BBQ sauce, or a garlic-butter glaze before baking.
- Mix-In Tip: For a richer loaf, add a few dashes of hot sauce or finely chopped mushrooms to the meat mixture.